This website is operated by icycheats.com. Throughout the site, the terms “we”, “us” and “our” refer to icycheats.com offers this website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here. These terms of service govern all use of this website and products and services offered on this website. Whenever we use icycheats.com, we refer to the owners of this website.

By visiting our site and/or purchasing something from us, you engage in our “service” and agree to be bound by the following terms and conditions (“terms of service”, “terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These terms of service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/or contributors of content.

Please read these terms of service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these terms of service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these terms of service are considered an offer, acceptance is expressly limited to these terms of service.

Any new features or tools which are added to the current store shall also be subject to the terms of service. You can review the most current version of the terms of service at any time on this page. We reserve the right to update, change or replace any part of these terms of service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

By agreeing to these terms of service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site. You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the service, violate any laws in your jurisdiction (including but not limited to copyright laws). You must not transmit any worms or viruses or any code of a destructive nature. A breach or violation of any of the terms will result in an immediate termination of your services.

We reserve the right to refuse service to anyone for any reason at any time. You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks. You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the service, use of the service, or access to the service or any contact on the website through which the service is provided, without express written permission by us. The headings used in this agreement are included for convenience only and will not limit or otherwise affect these terms.

We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk. This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.

Prices for our products are subject to change without notice. We reserve the right at any time to modify or discontinue the service (or any part or content thereof) without notice at any time. We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the service.

Certain products or services may be available exclusively online through the website. These products or services may have limited quantities and are subject to return or exchange only according to our privacy policy. We have made every effort to display as accurately as possible the colors and images of our products that appear at the store. We cannot guarantee that your computer monitor's display of any color will be accurate. We reserve the right, but are not obligated, to limit the sales of our products or services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at anytime without notice, at the sole discretion of us. We reserve the right to discontinue any product at any time. Any offer for any product or service made on this site is void where prohibited. We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the service will be corrected.

We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e‑mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors. You agree to provide current, complete and accurate purchase and account information for all purchases made at our store. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed.

We may provide you with access to third-party tools over which we neither monitor nor have any control nor input. You acknowledge and agree that we provide access to such tools ”as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools. Any use by you of the optional tools offered through the site is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s). We may also, in the future, offer new services and/or features through the website (including the release of new tools and resources). Such new features and/or services shall also be subject to these terms of services.

Certain content, products and services available via our service may include materials from third-parties. Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties. We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party's policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.

If, at our request, you send certain specific submissions (for example contest entries) or without a request from us, you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, 'comments'), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation (1) to maintain any comments in confidence; (2) to pay compensation for any comments; or (3) to respond to any comments. We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion to be unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these terms of service. You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the service or any related website. You may not use a false e‑mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party.

Your submission of personal information through the store is governed by our privacy policy, which can be viewed here.

Occasionally there may be information on our site or in the service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order). We undertake no obligation to update, amend or clarify information in the service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the service or on any related website, should be taken to indicate that all information in the service or on any related website has been modified or updated.

In addition to other prohibitions as set forth in the terms of service, you are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the service or any related website for violating any of the prohibited uses.

We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free.

We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable.

You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you.

You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided 'as is' and 'as available' for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement. In no case shall icycheats.com, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.

You agree to indemnify, defend and hold harmless icycheats.com and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these terms of service or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.

In the event that any provision of these terms of service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these terms of service, such determination shall not affect the validity and enforceability of any other remaining provisions.

The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes. These terms of service are effective unless and until terminated by either you or us. You may terminate these terms of service at any time by notifying us that you no longer wish to use our services, or when you cease using our site. If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these terms of service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our services (or any part thereof).

The failure of us to exercise or enforce any right or provision of these terms of service shall not constitute a waiver of such right or provision. These terms of service and any policies or operating rules posted by us on this site or in respect to the service constitutes the entire agreement and understanding between you and us and governs your use of the service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the terms of service). Any ambiguities in the interpretation of these terms of service shall not be construed against the drafting party.

These terms of service and any separate agreements whereby we provide you services shall be governed by and construed in accordance with the laws of United Kingdom.

You can review the most current version of the terms of service at any time at this page. We reserve the right, at our sole discretion, to update, change or replace any part of these terms of service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the service following the posting of any changes to these terms of service constitutes acceptance of those changes.

Questions about the terms of service should be sent to us at admin@icycheats.com.

By accessing this web site, you are agreeing to be bound by these terms and conditions of use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

The services are not targeted towards, nor intended for use by, anyone under the age of 18. By using the services, you represent and warrant that you are 18 years of age or older. If you are under the age of 18, you may not, under any circumstances or for any reason, use the services. We may, in our sole discretion, refuse to offer the services to any person or entity and change its eligibility criteria at any time. You are solely responsible for ensuring that these terms of service are in compliance with all laws, rules and regulations applicable to you and the right to access the services is revoked where these terms of service or use of the services is prohibited or to the extent offering, sale or provision of the services conflicts with any applicable law, rule or regulation. Further, the services are offered only for your use, and not for the use or benefit of any third party.

If you are an employee or volunteer of, previously employed by or volunteered at, associated with, represent, or are acquaintances or family with a member of:

Valve Corporation

Bohemia Interactive a.s

BattlEye Innovations

Blizzard Entertainment, Inc

Activision Publishing, Inc

Facepunch Studios Ltd

Electronic Arts Inc

ESEA Incorporated

EasyAntiCheat Ltd

CEVO LLC

Turtle Entertainment GmbH

E-Sports Entertainment LLC

Epic GamesIncorporated

Blue Balls Entertainment

Any legal or other firm representing the aforementioned organizations or actors you are explicitly not permitted to access this site or any products or services offered by us and all virtual and/or physical materials, information, programs should be immediately destroyed in relation to us and/or it’s representing actors.

a. Permission is granted to temporarily download one copy of the materials (information or software) on our web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not: modify or copy the materials; use the materials for any commercial purpose, or for any public display (commercial or non-commercial); attempt to de-compile or reverse engineer any software contained on our web site; remove any copyright or other proprietary notations from the materials; or transfer the materials to another person or "mirror" the materials on any other server. b. This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

The materials on our web site are provided "as is". We makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, we does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

In no event shall icycheats.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on icycheats.com Internet site, even if icycheats.com or a icycheats.com authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

The materials appearing on icycheats.com web site could include technical, typographical, or photographic errors. icycheats.com does not warrant that any of the materials on its web site are accurate, complete, or current. icycheats.com may make changes to the materials contained on its web site at any time without notice. icycheats.com does not, however, make any commitment to update the materials.

icycheats.com has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by icycheats.com of the site. Use of any such linked web site is at the user's own risk.

icycheats.com may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these terms and conditions of use.

Any claim relating to icycheats.com web site shall be governed by the laws of the United States without regard to its conflict of law provisions.

Refunds will only be given if there is a mistake that was made by icycheats.com.

Subscriptions will only ever be exchanged for subscriptions of the equal or lower value when you made a mistake at the time of purchase and have not yet activated the service. Subscriptions cannot be upgraded/downgraded to other subscriptions of any value. Subscriptions explicitly defined as “Lifetime” or “Forever” refer to access to the subscription(s) for as long as the service for this specific subscription(s) is granted and/or available, If we decide to cease access to the aforementioned subscription(s), You will not be entitled for any financial refunds or compensations. You are not entitled to a refund If you have been able to use the software. Users caught abusing third party payment services to obtain free services will be immediately and permanently banned.

Users caught selling subscriptions, sharing accounts, cracking or manipulating the behavior of the software will be immediately and permanently banned. Subscriptions may be terminated by icycheats.com at any time without warning and without liability, whether financial or not. Subscriptions can at anytime be discontinued without refund. We do not make amendments to ensure the subscription is accessible for any specific amount of time once subscriptions have been terminated by icycheats.com. Users attempting to socially engineer staff members to obtain a refund because they have not cancelled the auto-renewal will be permanently banned. Users caught to be using our software for the purpose of cheating in online multiplayer games will be terminated. Users caught attempting to manipulate or bypass the hardware locking system in any way will have their account terminated and future access will be restricted.

In rare cases, some of our users may be required to reinstall their operating system, we will completely help you throughout this process but, a refund will no be available.

When cheating, you choose to voluntarily break your games End User License Agreements, we cannot be taken responsible if you lose your game account or/and get any damage caused by cheating. icycheats.com is not liable for potential claims caused by one of their consumers on the intellectual property of third parties. In such events the consumer protects icycheats.com for claims from third parties.

Your privacy is very important to us. Accordingly, we have developed this policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information. The following outlines our privacy policy. Before or at the time of collecting personal information, we will identify the purposes for which information is being collected. We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law. We will only retain personal information as long as necessary for the fulfillment of those purposes. We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned. Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date. We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification. We will make readily available to customers information about our policies and practices relating to the management of personal information. We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

By using this website, or by purchasing a icycheats.com product, you accept these terms of service in full. If you disagree with these terms of service, you must not purchase or use the services and products offered by icycheats.com as well as this website. icycheats.com reserves the right to deny access to the website and forum at any time, at our sole discretion.

If you are from the following list or a known association or agent, you may not access this website any further or purchase products without express permission from the owners of icycheats.com; any anti-cheat organization or any other gaming-related company such as; evenbalance, valve, activision publishing, inc., electronic arts, smilegate, hi-rez studios, ijji, nexon, nprotect, wellbia, gamersfirst, nether llc, gameforge ag, battleye innovations e.k, easy anti-cheat, epic games, black cipher security, or an agent of any other gaming network.

You may not buy or use our products or services if you are a resident of or located in the following countries: the Republic of Korea, the people's republic of China, and Hong Kong Special Administrative Region of the People's Republic of China.

A license key or user account, containing the ability to access icycheats.com products must have been obtained through purchasing a product through our payment system. icycheats.com is not liable for potential claims caused by one of their consumers on intellectual property of third parties. In such events, the consumer protects icycheats.com for claims from third parties. You explicitly agree, in using this website or any service or product provided, that you shall not perform any conduct that may be unlawful, illegal, threatening, harmful, or abusive.

You may only use an account on one computer. However, if that computer is replaced or changed and this causes an inability to use the account, a icycheats.com staff member will review your situation and allow access if it is deemed appropriate.

We reserve the right to deactivate or delete an account at any time for the following reasons:

Sharing an account with another computer or user. If an account is shared between multiple computers, these computers are not regarded as replacement or upgrades by a icycheats.com staff member.

Chargeback, claim or dispute. If you open a dispute or a claim or do a chargeback through any of our payment services, including our merchants of records.

Misuse of an account. If it is deemed that you have tampered with our software or have tried to use it for purposes of which it was not intended.

Abuse or misconduct. If you are abusive or do not conduct yourself as we deem appropriate.

Breaking our community guidelines.

Working for an opposite entity. If you work for an anti-cheat company or an entity that works against icycheats.com in any way.

We have many happy customers and we honor the majority of reasonable refund requests. However, we do reserve the right to deny any refund at any time

In the case of a customer wanting to change a service, it will be subject to a 20-40 USD "Changing fee" as well as the price difference has to be paid. Changing of keys are not provided usually and is up to the administrators of the website to choose in which situations this can be applied. Hence a customer cannot expect to be able to change services through their subscription period.

icycheats.com is owned and operated by icycheats.com who is in no way affiliated nor endorsed with/by any other company or entity regardless if implied or expressed. All content on our website (including, but not limited to, trademarks, screenshots, and logos) is the property of their respective owners. By showing this content icycheats.com does not claim to be affiliated or endorsed by these owners.

This end-user license agreement (“eula”) governs all access to and use of the software from icycheats.com (“software”). You must read this eula carefully and accept all the terms and conditions set out below before you are entitled to download, install and use the software. By downloading the software, you agree to become the licensee to this eula and consent to be bound by all of its terms. If you do not agree to be bound by all such terms, do not download the software. This eula is a legally binding contract between you and icycheats.com. In consideration of the mutual covenants contained herein, you and icycheats.com hereby agrees as follows: icycheats.com hereby grants you a revocable, limited, nonexclusive license during the term of this eula to use the software, solely for your personal, non-commercial use, and subject to the limitations set forth in this eula. icycheats.com grants nonexclusive licenses and not exclusive licenses or assignments. All rights not expressly granted in this eula are reserved.

You will not:

Use the software for any purpose other than a personal, non-commercial one;

Disclose any of the software;

Change the software in any way, including “disassemble, decompile or reverse-engineering”;

Translate, adapt, modify, lease, rent, loan, redistribute, sub-lease, sub-license or create derivative works of/from the software;

Employ the software for any unlawful purpose.

Your license to use the software is immediately revoked, without notice from icycheats.com, in the event that you breach any provision of this eula.

Any party may terminate this eula upon notice to another. In the event of termination, all licenses hereunder immediately terminate, and you agree to discontinue accessing and attempting to access or use the software and shall forthwith uninstall and delete the software from any device upon such termination.

icycheats.com provides the software on an “as is,” “as available” basis. icycheats.com make no warranty as to the accuracy, currency, completeness, or usability or reliability of the software. You are advised that the software, though deemed reliable, may contain errors and is subject to revision at all times. icycheats.com expressly disclaim all warranties with respect to the software.

Under no circumstances shall icycheats.com be liable to you or anyone else for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages that result from the use of, or inability to use, the software. Your sole remedy, in the event icycheats.com or any one of them breach this eula, shall be to terminate this eula. You irrevocably accept that you are solely responsible for all loss, damage, costs and expenses suffered and/or incurred arising from, and/or in connection with, the download, installation and/or use of the software.

You will defend, indemnify and hold icycheats.com harmless from and against any and all liability, damages, loss or expense (including reasonable fees of attorneys and other professionals) in any claim, demand, action or proceeding initiated by any third-party against icycheats.com arising from any of your acts, including without limitation violating this or any other agreement or any law.

You may not assign or delegate this eula or any obligations, rights, or duties hereunder. Any attempted or purported assignment or delegation in contravention of this section is null and void. Integration and severability. This eula contains the entire understanding of the parties and supersedes all previous oral and written agreements on the subject matter hereof. Each provision of this eula is severable from the whole, and if one provision is declared invalid, the other provisions shall remain in full force and effect.

This eula is governed by, and construed in accordance with, the local laws where the headquarters of the owners of this website are located and you irrevocably submit to the exclusive jurisdiction of the courts where the headquarters of the owners of this website are located.

You agree that these terms of service and any dispute arising out of your use of this website or our products or services shall be governed by and construed in accordance with local laws where the headquarters of the owners of this website are located, without regard to its conflict of law provisions. By registering or using this website and service you consent and submit to the exclusive jurisdiction and venue of the county or city where the headquarters of the owners of this website are located.

To the fullest extent permitted at law, icycheats.com is providing this website and its contents on an “as is'' basis and makes no (and expressly disclaims all) representations or warranties of any kind, express or implied, with respect to this website or the information, content, materials or products included in this site including, without limitation, warranties of merchantability and fitness for a particular purpose. In addition, icycheats.com does not represent or warrant that the information accessible via this website is accurate, complete or current.

Neither icycheats.com nor any of its affiliates, directors, employees, merchants of record, or other representatives will be liable for damages arising out of or in connection with the use of this website or the information, content, materials or products included on this site. This is a comprehensive limitation of liability that applies to all damages of any kind, including but not limited to compensatory, direct, indirect, or consequential damages, loss of data, income or profit, loss of or damage to property, and claims of third parties.